BEYOND the Bag: Financial Freedom Blueprint
First month FREE for the first 10 members! Use code: FIRST10BTB
BEYOND the Bag:
Financial Freedom Blueprint
Real System to Help You Take Control of Your Money and Build Financial Stability
First month FREE for the first 10 members!
Use code: FIRST10BTB
register now
Let’s Be Honest About Money
This is not just a course. It is a financial execution system designed to help you apply what you already know and finally stay consistent with your money.
Beyond the Bag was created to solve that gap.
Most people don’t struggle because they lack financial information. They struggle because they lack structure, accountability, and consistency.
This is Not Just a Course
You don’t need another course collecting dust in your bookmarks.
You need something that helps you stay consistent long enough to see real change in your financial life.
BEYOND the Bag is a membership built to support execution. It is not just about learning what to do, but actually following through with it in real life.
register now
What you get inside:
The full BEYOND the Bag course
- Break the paycheck-to-paycheck cycle
- Stop lifestyle creep from controlling your income
- Build financial clarity and direction
- Make better decisions with your money
Simple, direct lessons that help you:
A new resource is released every month so you always have something to help you stay on track and keep you moving forward.
Monthly money tools
- Budgeting templates that don’t overcomplicate things
- Debt tracking systems that keep you honest
- Spending breakdown worksheets
- Goal planning tools that actually stick
Real tools you can use right away:
- Trying to get their money together
- Trying to stay consistent
- Trying to stop restarting every month
Inside the membership, you’re around people doing the same thing:
Be part of a private community of people working toward the same goal, which is getting control of their money and building better habits over time.
A community that keeps you accountable
Because doing this alone is where most people fall off.
These sessions give you direct access to ask questions and get clarity on your specific financial situation so you can move forward with more confidence.
Monthly live Q&A
Real situations, Real answers.
Replays are included so you never miss a session.
Whether it is a tax strategist, estate planning attorney, investment advisor, or credit specialist, every session is designed to give you access to expertise that most people only get when they already have money.
Quarterly Guest Expert Sessions
upcoming guests cover topics like:
Every quarter, we bring in a carefully selected expert to go deeper on the topics that matter most to your financial journey.
These aren't generic webinars. Each guest is chosen because they have real expertise, real experience, and real insight that directly supports where you are in your money journey.
Pam's short bio:
Pam's 6 points include:
Pamela S. Charles, PhD, has worked in the field of education for over 35 years. She began her educational experience in a residential school working with children with severe intellectual disabilities and autism as a Special Education teacher and Behavior Analyst. In 2002 she received the Magna Award. The Magna Award recognizes 25 winners nationally and symbolizes true “school wide” success. Her use of the collaborative problem-solving model (Greene, 1999), upon which the award was based, improved student academic performance, drastically reduced student out of school suspensions and increased parent participation.
In April 2010, Pam Charles released her debut book entitled: A Life Interrupted, Educational Solutions for Behavioral Challenges. Charles discusses implementing a Monday Morning Breakfast Club focused on teaching students success principles. Charles presently coaches educational administrators concerning systems, culture, growth and accountability. Pam Charles holds a Bachelor of Science in Biology from Stony Brook University, a Masters of Arts and a Masters of Education from Columbia University and a Masters and PhD in Biblical Counseling from the Beth Rapha Christian College and Theological Seminary. Her latest book, The Breakthrough Blueprint: Heal Your Trauma, Transform Your Finances is available on Amazon and Barnes and Noble. Charles is creating a Biblical coaching program to support the book entitled the MAPA breakthrough where MAPA stands for: Mend trauma, Activate healing, Prosper financially and Ascend spiritually. She has been married to her husband Wayne for 30 plus years and is the proud mom to Marcus, Isiah and a bonus son Henry. Pam enjoys walking people through their soul transformation while assisting them to be financially whole. Charles’ hobbies are attending sporting events, traveling, reading and playing tennis.
1. A scarcity mindset
2. Impulse spending
3. Not understanding God's worth
4. Risky financial decisions
5. Financial co- dependency
6. Anxiety about money & avoidance of wealth
How trauma causes:
annick's short bio:
Annick Charles is an accountant, tax professional, and founder of L.A.C. Accounting & Bookkeeping Services, Inc. With over 10 years of experience in accounting and finance, Annick is passionate about helping business owners gain clarity and confidence when it comes to their finances.
Through her firm, she helps entrepreneurs with bookkeeping, accounting, tax preparation and planning, tax resolution, and financial strategy. Her approach goes beyond simply keeping the books. She believes every business owner should understand their numbers, know where their money is going, and be able to use their financial information to make informed decisions about the future of their business.
Annick is committed to making accounting and finances easier for business owners to understand. She is passionate about empowering entrepreneurs, especially women business owners, to take control of their finances, understand their numbers, and build financially healthy, profitable, and sustainable businesses.
- See what’s working
- Fix what’s not
- Get back on track
A reset point every few months to:
Quarterly check-ins
These sessions are designed to help you pause, reflect, and reset. You look at what is working, what needs adjustment, and how to stay aligned with your financial goals over time.
choose your level
Standard
Best for:
People who want structure and consistency while working through the course at their own pace
Includes:
✓ Full Course
✓ Community Access
✓ Monthly Challenge
✓ Monthly Tools
✓ Weekly Structure That Keeps You Engaged
VIP
Best for:
People who want deeper access, accountability, and a more personal experience.
Premium
Best for:
People who want clarity, feedback, and live support while implementing.
Includes everything in PREMIUM, plus:
✓ Quarterly VIP Sessions with Michelle
✓ Exclusive Bonuses and Member Perks
✓ Early Access to Future Drops and Live Experiences
Includes everything in Standard, plus:
✓ Monthly Live Q&A with Michelle
✓ Quarterly Guest Expert Sessions
✓ Q&A recordings saved in the classroom
VIPs Get the Goods: Exclusive Merch Included in the Annual Plan
Choose Your Level
Founding Member Access (Limited Time)
For a limited launch period, the BEYOND the Bag Membership is available at special founding member pricing.
This is your opportunity to join the system at the lowest pricing it will ever be offered.
Once this launch window closes:
✓ New members will pay higher pricing
✓ Founding members keep their rate as long as they stay in
These rates are only available during the founding launch period.
After this window closes, pricing will increase for all new members.
register now
- LAMAR tyler
- DJ DUVAL
- JANELLE
- Adrian
- DR. BRIAN
- Dr. Karleena
- lag
- paul
- attendee
A Note on the Course
Inside the membership you get:
This is for people who want implementation, not just information.
- Community support
- Monthly tools and resources
- Live guidance sessions (based on tier)
- Ongoing accountability and structure
The membership is an optional system designed for people who want ongoing structure, accountability, and support while applying what they’ve learned.
If you previously purchased the BEYOND the Bag course, your original access remains until September 30, 2026.
FAQs
I already bought the course. Do I need to pay again?
- The full learning system in an applied format
- Monthly tools and resources
- Community accountability and support
- Live guidance sessions (based on tier)
Is this a course or a membership?
This is a membership that includes the full course. The difference is that you are also getting ongoing structure and support to help you apply it consistently.
Who is this not for?
This is not for people looking for quick fixes, passive income shortcuts, or one-time advice. It is for people who are ready to build consistent financial habits over time.
No. You are not being asked to purchase the course again.
If you previously purchased the BEYOND the Bag course, your access to that purchase remains available until September 30, 2026.
The membership is a separate system designed for people who want ongoing structure, accountability, and support while applying what they have learned.
This is for implementation, not re-purchasing content.
Inside the membership, you get access to:
Do I get access to the course?
Yes, the full course is included inside the membership.
What do I get each month?
Each month you receive a financial challenge, practical money tools, community accountability, and live support depending on your tier.
How much time does this take?
Most members spend about 15 to 30 minutes per week engaging with the content and community.
What if I fall behind?
There is no falling behind. Everything is self-paced and always available.
Your transformation doesn’t come from learning more.
It comes from finally doing things differently — consistently.
Join the Membership
If you are ready to stop starting over every month and finally build consistency with your money, you can join the membership today.
